1  8 oz package cream cheese at room temperature
1  cup commercially prepared sour cream
1  banana instant pudding - 4 serving size
1/2  cup milk
4  sliced bananas
chopped nuts
whipped topping
whole maraschino cherries

Mix together with an electric mixer the cream cheese, milk, sour cream and instant pudding - in that order.  Very gently fold the sliced bananas into the mixture.  Spoon into parfait glasses.  Top whipped topping, chopped nuts and a cherry.  Makes 4 very generous servings or 6 regular ones.